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149-GEnCITy-Payment, 2nd Paper

149-GEnCITy-Payment, 2nd Paper

Last modified: Saturday, 29 November 2025, 5:53 AM

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As we enter the 21st century, we're experiencing rapid technological changes and recoqnicing the significance of education; which are the driving-forces behind ICT innovation. In accordance with that, the concept of life long learning, so called 'U(ubiquitous)-learning' means that anyone can access learning resources regardless of place or time.

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